Provided by Duaine Owings Every year Medicare coverage deductibles and co-insurance options change. Many currently enrolled Medicare participants take advantage of health plans designed to fill...

If you’re on Medicare Part D, this month marks the beginning of the annual enrollment time when beneficiaries can try to pick the plan that provides the best coverage for their prescription drugs. But...

It starts on November 15. What is changing – and what isn’t? Provided by Duaine Owings This fall, we have another Medicare enrollment season coming – and in the wake of health care reform, some...

Insurance Terminology In Plain English by Mark Squires Policy Year: An individual health insurance policy will run for 12 months from the effective date of the policy. For instance if the effective date of the...