Are you having trouble deciding which type of life insurance product is right for you? Term life insurance? Whole life insurance? Or universal life insurance? A good decision is based upon many personal...

Term life insurance has always been a competitive alternative to whole life insurance. However, a major drawback was the relatively short terms covered by term life insurance, usually 10 years or so. But...

Consumers generally think they benefit when they buy insurance direct but is it true? To find out, we’ve asked people what matters to them when buying insurance, and in turn our panel used those criteria to...

Life Insurance Consumer Tipsby Duaine Owings ====================================The underwriting marathon====================================Does it seem like your life insurance application is taking forever...

Life Insurance Consumer Tipsby Duaine Owings: Plan To Win Insurance ====================================“Why are they asking me that?”====================================Let us suppose you want to...

How life insurance companies view you: Underwriting categoriesBy Duaine Owings When you’re applying for a life insurance policy, your premiums will be set in part by your “risk class,” which is defined...