Insider's Guide To Life, Health, and Disability » Disability

Top 5 Reasons Why Consumers Should Use an Insurance Broker

Duaine Owings — Mon, 01 Mar 2010 22:49:18 +0000

Duaine Owings

Consumers generally think they benefit when they buy insurance direct but is it true?

To find out, we’ve asked people what matters to them when buying insurance, and in turn our panel used those criteria to evaluate the differences between buying insurance via a broker and buying direct online.

Can You Survive A Critical Illness Without A Paycheck?

Duaine Owings — Wed, 27 Jan 2010 07:12:55 +0000

Critical illness insurance helps you to survive financially while physically recovering from a serious illness!

While health care insurance will cover a portion of the direct costsassociated with a critical illness, these plans typically require payment of deductibles, coinsurance and/or co-pays, which can range from $2,000 to $10,000 or more in out-of-pocket costs to you before the plan provides 100% coverage.

Paycheck Insurance

Duaine Owings — Mon, 28 Sep 2009 05:48:45 +0000

Provided by Duaine Owings:

Critical illness insurance helps you to survive financially while physically recovering from a serious illness!

While health care insurance will cover a portion of the direct costs associated with a critical illness, these plans typically require payment of deductibles, coinsurance and/or co-pays, which can range from $2,000 to $10,000 or more in out-of-pocket costs to you before the plan provides 100% coverage.

Critical Illness Insurance

Duaine Owings — Wed, 11 Feb 2009 22:33:40 +0000

What it is, why people opt for it…

Ever hear of critical illness insurance? This isn’t standard-issue disability insurance, but a cousin of sorts. With people living longer, it is a risk management option entering more people’s lives.

Disability Insurance

Duaine Owings — Wed, 11 Feb 2009 22:33:18 +0000

THE “I’LL NEVER NEED IT” INSURANCE…

Why disability insurance could be
the most important insurance you DON’T have.

Provided by Duaine Owings

Are you going to live forever? Of course not. As someone once said, life is terminal – and no one gets out alive. Most of us understand that and have accepted it. We all want to leave this world with our financial affairs in good order. So we draft a will and an estate plan, and we purchase life insurance. But few of us consider disability insurance – the coverage that can help us maintain our income and quality of life while we are alive.