Top 5 Reasons Why Consumers Should Use an Insurance Broker

Consumers generally think they benefit when they buy insurance direct but is it true? To find out, we’ve asked people what matters to them when buying insurance, and in turn our panel used those criteria to evaluate the differences between buying insurance via a broker and buying direct online. Why do consumers hate the middle man? Primarily, customers perceive any middle man as an unnecessary third party, and...

Can You Survive A Critical Illness Without A Paycheck?

Critical illness insurance helps you to survive financially while physically recovering from a serious illness! While health care insurance will cover a portion of the direct costsassociated with a critical illness, these plans typically require payment of deductibles, coinsurance and/or co-pays, which can range from $2,000 to $10,000 or more in out-of-pocket costs to you before the plan provides 100% coverage. If...

Paycheck Insurance

Provided by Duaine  Owings: Critical illness insurance helps you to survive financially while physically recovering from a serious illness! While health care insurance will cover a portion of the direct costs associated with a critical illness, these plans typically require payment of deductibles, coinsurance and/or co-pays, which can range from $2,000 to $10,000 or more in out-of-pocket costs to you before the...

Critical Illness Insurance

What it is, why people opt for it… Ever hear of critical illness insurance? This isn’t standard-issue disability insurance, but a cousin of sorts. With people living longer, it is a risk management option entering more people’s lives. The notable wrinkle about this type of insurance is that the insurer issues you a lump sum while you are alive. Insurance for a prolonged health crisis. You buy critical...

Disability Insurance

THE “I’LL NEVER NEED IT” INSURANCE… Why disability insurance could be the most important insurance you DON’T have. Provided by Duaine Owings Are you going to live forever? Of course not. As someone once said, life is terminal – and no one gets out alive. Most of us understand that and have accepted it. We all want to leave this world with our financial affairs in good order. So we draft a will and an...