Life Insurance Consumer Tips-Peace of Mind

Life Insurance Consumer Tips by Duaine Owings, President Plan To Win Agency ==================================== Peace of Mind ==================================== Life insurance is purchased for many reasons, including tax-advantaged wealth accumulation; indemnifying mortgages and other debts; securing retirement; and guaranteeing your investments against market downturns. In this issue, we focus on the...

Can You Survive A Critical Illness Without A Paycheck?

Critical illness insurance helps you to survive financially while physically recovering from a serious illness! While health care insurance will cover a portion of the direct costsassociated with a critical illness, these plans typically require payment of deductibles, coinsurance and/or co-pays, which can range from $2,000 to $10,000 or more in out-of-pocket costs to you before the plan provides 100% coverage. If...

Will they ever issue my Life Insurance Policy?

Life Insurance Consumer Tipsby Duaine Owings ====================================The underwriting marathon====================================Does it seem like your life insurance application is taking forever to underwrite? Have weeks gone by? Have months gone by? Is this normal? What’s going on?! The fact of the matter is that life insurance applications can take a long time to underwrite. This is especially...